The KNL ecosystem addresses the agricultural sector. The platform will provide a comprehensive solution to bring together all participants in the agricultural market. The platform can also be divided into several parts: markets, financial exchanges and real infrastructure.
What is the Russian agricultural market? Most of the working population is engaged in agriculture. Although the indicator has fallen by 2% in the past decade, it still exceeds 9%. In some areas, agriculture accounts for nearly 30% of the working population.
The agricultural sector is actively developing in Russia. In 2016, the country became the world’s highest wheat exporter. In 2017, the Russian Federation collected the largest wheat harvest in history – more than 130 million tons. In the same year, for the first time in history, Russia ranked second in world food exports (various categories), bypassing Argentina and Ukraine, and losing only to the United States.
The government supports the agricultural sector in different ways: import substitution policies, preferential insurance under risky agricultural conditions, compensation for losses, and suppression of price increases for important social products. There are also various programs designed to finance the ownership of various agriculture and small farmers. On the basis of competition, you can get a subsidy for farmers’ agricultural development. The target of the subsidy is land acquisition, construction of agricultural facilities, and purchase of equipment. The grant requires a strict recipient to report the intended use of the funds.
In addition, farmers can fund their activities through loans. However, the percentage is very high and the deposit must cover the entire loan amount. Very successful farmers can get state-backed soft loans. But they have to fight big agricultural assets.
The credit rate is 25-30%. Preferred rating – 5%. However, only 10 banks in the country issue special loans. Loans fall into two categories: short-term and investment. The first release lasted for 2 years. Targeted funds need to be reported. The term of the long-term loan is 3 to 5 years. It is worth noting that the state allocated 5 billion rubles to subsidize interest rates. The annual demand for working resources of the Russian agro-industrial complex has reached 300 billion rubles.
Project target audience
The first half of the project’s target audience is investors and traders.
KNL – The ecosystem is ready to provide a convenient platform and many investment tools: exchange, P2P loans and more. Investors will be able to invest in agriculture, provide working capital for farmers, and earn lucrative profits. This platform provides insurance for farmers, giving their scores and protecting investors from losses. The lower half is a large and medium-sized peasant. This can be in the form of an individual entrepreneur or a micro-enterprise. In the past decade, the proportion of SMEs in the agricultural structure of the Russian Federation has almost doubled. During the same period, the share of large-scale agriculture fell by about 10%.
There are 174,000 companies engaged in agriculture. The small-scale agricultural planting area harvested in 2016 was 22 million hectares. This is almost half of the area planted. At the same time, small farmers allocate more land for vegetables than large companies: 174,000 hectares, while the latter is 109,000 hectares.
But dynamics are more important than absolute values. In the past decade, the agricultural area planted has declined. During the same period, farmers expanded the land by 10 million hectares. Plants show the greatest growth – plantings have increased by nearly 5 million hectares. It now reaches 15 million.
The KNL ecosystem addresses the agricultural sector. The platform will provide a comprehensive solution to bring together all participants in the agricultural market. The platform can also be divided into two parts: the financial information/exchange portal and the real infrastructure. On these platforms, food sellers and buyers, as well as professional traders, will be able to trade and over-the-counter transactions using smart tokens and contracts designed specifically for this purpose. this is. At the same time, farmers will have a wider range of opportunities to attract financing at much lower interest rates than banks.
One of KNL’s main innovations is the decentralized exchange of goods. This allows farmers to use working capital such as futures, forwards and swaps to obtain working capital. In addition, manufacturers can use the platform to sell their products. For its part, investors can get very profitable financial instruments.
Commodity exchanges are functioning well in developing countries: from 2008 to 2012, Ethiopia’s coffee exports increased from $529 million to $797 million, while farmers’ income per pound of coffee increased by an average of 79%. Another platform opportunity is a P2P loan. KNL will reduce interest rates from 25-35% to 16-20% in Russia. As a result, farmers will receive lucrative financing and investors will be a simple tool to create profits.
The platform checks farmers’ documents and ensures secure transactions. The “real” part of the KNL platform is the logistics and storage in our own elevators. In the initial stages of platform implementation, KNL will participate in all key phases of the trading process. Farmers will be able to transfer the grain to the KNL elevator, as well as from the field to the elevator, and then from the elevator to the delivery site for grain transportation.
KNL chose a pilot area to launch its platform – Stavropol. The choice is due to the support of the development infrastructure and resources. Another important factor is the reliable business relationship with agricultural companies in the region: CargillYug, Artis-agroExport, Vitalmarago, etc.
The KNL project is supported by dozens of partners and investors around the world. Partners Saint Gallen – Finance Boutique, Alexander Onikienko and Dmitry Kulikov conducted management consulting and roadshows on the KNL platform. The platform was submitted by the RIF in 2019. The support of ordinary farmers cannot be ignored. KNL has been warmly welcomed by the states and regions and is negotiating cooperation with the Ministry of Agriculture of the Russian Federation.
Regular tokens will be available for sale starting at 10/07/2019. The IEO uses this token in the KNL ecosystem at runtime. The transaction will be supported by the TOP Exchange. Platform tools can be used at a significant discount by purchasing KNL tokens. This is also an investment fund.
The first token representing physical assets will be released on our platform in early 2020. This will be used to trade between investors and partners based on loans that can be issued. Check the transactions on the blockchain.
KNL Token Map
1. Token Name: KNL
2. Token logo:
3. Token fee: $0.10
4. Emissions: 58.7 million
5. Token Type: Utilities
6. Accepted currency: BTC, ETH, LTC, etc.
NOU’s total finance
Start pre-sale KNL tokens and enjoy a 40% discount!
1. Start time: August 15-16, 2019
2. Soft hat: $350,000
3. Hard hat: $1,700,000
4. KNL Token Discount: 30%
1. Start time: August 16-18, 2019
2. Soft hat: $350,000
3. Hard hat: $1,700,000
4. KNL discount mark: 20%
Start date: September 5, 2019
Concept development, market analysis and problem analysis related to the temporary approval of farmers’ loans, team building, platform development, white paper development, purchase of the first elevator and partial payment transactions from the third quarter to the fourth quarter of 2018
In the first quarter of 2019,
the website was officially launched, dedicated to a platform module, including digital asset exchange, mergers, negotiations with potential consultants, development of corporate legal documents and smart token contracts, production of the first version of the web interface, planning marketing activities
Before the second quarter of 2019, the beginning of the IEO was a bonus, preparing for the launch of the crowdfunding platform module and digital asset exchange, the conclusion of the cryptocurrency exchange agreement, and the creation of the alliance network.
In the third quarter of 2019,
IEO was known and registered on several exchanges, launched digital assets and crowdfunding platforms, obtained permission from the Estonian exchange, company demonstrations in Russia and the CIS, expanded marketing in Europe and Asia, opened a Swiss company office
Opened an office in Hong Kong in the fourth quarter of 2019 , obtained a UK exchange and banking license, paid for the purchase of the first elevator, exhibited projects at major agricultural fairs, international advertising campaigns, marketing activities in the CIS countries , buy a second elevator, release iOS and
Kolesnikov Andrey Grigoryevich
, Director-General for the development of the KNL Alkhasov tokenization platform
KNL project developer, marketer
Public Relations Specialist – KNL Tokenisasi Platform Division
Marketing Leader, KNL Project, SMM Coordinator
Senior Researcher, Market Research
Platform tester Denis – KNL token, undeniable
For more information, please click on the following link:
White paper: https://en.knl.asia/doc/whitepaper_en.pdf
JST theme: https://bitcointalk.org/index.php? Topic = 5164298.msg51791002#msg51791002