ICO Review PointPay.io

Welcome to the future of the BLOCKCHAIN-BASED BANKING

WHITEPAPER | ONE PAGER | ECOSYSTEM | WEB SITE | TELEGRAM | LINKEDIN | FACEBOOK | TWITTER | REDDIT | YOUTUBE | INSTAGRAM PointPay is a revolutionary blockchain-powered online platform with a unique combination of features, including the full-spectrum PointPay Crypto BankPointPay Multi-Currency Wallet, allowing customers to send instant peer-to-peer wires, and PointPay Crypto Exchange platform that provides PXP token holders stacking-based profit sharing model of paying dividends.

About PointPay.io

PointPay Crypto Bank A new direction in the crypto market: manage, save and grow your capital with PointPay. We are building a unique all-in-one solution for the global market.

Low feesFast transfers worldwideNo currency restrictionsVirtual, debit and credit, fiat and crypto currency cardsCryptocurrency lendingCrypto acquiringOnline mobile bankingCrypto Forex TradingCrypto deposits and credits

PointPay Crypto Exchange platform

Buy, sell and exchange cryptocurrency with confidence. Convenient interface and helpful tutorials make trading easy whether you are a newbie or a pro.

Fiat pay-ins and pay-outsTokenized assets trading (stocks, indices, commodities)Daily crypto back to PXP holdersFour-level referral system and referral exchangeLeveraged trading (1:10)24/7 support

PointPay Multi-currency Wallet

Now you can send and receive crypto and fiat currency to other members of PointPay platform. Enjoy secure, fast transactions with our lowest fees!

Multi-currency WalletMulticurrency crypto and fiat accountsSecurity and anonymityVirtual crypto portfolioInstant exchangeCryptocurrency paymentsInstant deposits/withdrawals in EUR, USD, GBP, JPY, CHFSPV architecturePayment Code IDEasy to use

Token economics

PointPay Token will be released based on the Ethereum platform and fully comply with the ERC20 standard. This will ensure security of the transactions, compatibility with the third-party services and will provide seamless and easy integration. Soft cap: $1,000,000 Hard cap: $30,000,000 Symbol: PXP (PointPay token) Total supply: 500,000,000 Unsold tokens: to be destroyed Retail price: 1 PXP = $0.10

PointPay.io Team

Andrey Svyatov CEO Young and ambitious trader with a three-year experience. Author of analytical articles about blockchain technologies and cryptocurrency trading. Used to be a marketing and token sale advisor of a few cryptocurrency fintech projects with over 21 mil raised in total. Active promoter of such derivative financial instruments as ETFs & futures for crypto. Co-founder of the service clientach.com for automated search of clients in social networks with fiat and cryptocurrency gateway. Skillful leader to inspire by personal example the Team for reaching a success in crypto world. Anna Foster PROJECT MANAGER With over a decade of hands-on experience in digital development and marketing space, Anna brings in a unique combination of skills to PointPay. Her expertise in IT-team building, successful development of e-commerce projects from ground up and developing marketing strategies gives PointPay the competitive edge it needs to succeed. Ivan Levitskiy CTO Seasoned IT professional with over 7 years of software engineering, including experience at space industry. Has expertise and experience with building high-load services, PHP, Java, MySQL, PostgreSQL, JavaScript, AWS, Blockchain, Ether Smart Contracts (Solidity). Experienced building full stack development teams. Halina Hulidava COO Expert in data analysis, increasing of business processes efficiency, and asset management. Comprehensive financial analysis expertise. An experienced professional with acute sense of urgency for project completion deadlines. Worked on a wide range of IT projects within both public and private sectors. Renat Vakilov CRYPTO BANK PM An experienced IT manager with 15+ years of practice in various industries and fields. Years of running software development, operations support and project implementation while bringing innovations. Expertise in payment software implementation for banks and commercial organizations. Speaks both IT and business languages to facilitate decision making for strategy planning and issues resolving. Certified Professional Scrum Master (PSM) and Professional Scrum Product Owner (PSPO). Certified ITIL professional. Alex Prokopenko CRYPTO EXCHANGE PM Alex has over 17 years of running IT projects. Project Manager with a proven track record in the information technology industry. Demonstrated skills in various fields: banking software, fintech, machine learning, blockchain technology, information security, IT infrastructure. Experience working with large companies, managing government contracts, managing startups & Experienced in organizing workflow from ground up. Capable of building the team and the processes. Theoretical and practical knowledge of PM methodologies. Anatoly Gugel CRYPTO WALLET PM Anatoly has co-founded the bitkong.com project, the world’s first gambling game with this lottery mechanics for bitcoins. He also organized, launched and implemented Uservice ICO for $23 million. Anatoly has worked with projects Movieschain.io , Monoreto.com, myIDM.io, Deneum.com, NeoGame.io, MuleChain.com and a few others. His last involvement is as a project manager/adviser in the field of crypto industry and as the marketing director at the Bitmaxi-capital crypto fund. Alex Varigin PROJECT MANAGER A blockchain enthusiast, expert and trader with high level business skills to run a complex organization. Alex’s previous general management roles prepared him for leading PointPay team in building and launching the future of crypto payment systems. Alex is exceptionally proficient at managing larger teams of various trades and ensuring seamless day-to-day operation of the company. His dedication to the success of this project inspires the team for building the number one crypto platform with advanced features. Andrey Korovin SR. SOFTWARE DEVELOPER As a full stack developer, Andrey brings in more than 14 years of experience in software development, software support and team building. Seasoned IT professional, dedicated to designing and building efficient software with the use of the latest technology. Fantastic attention to details. Andrey is fluent in Russian, English and Japanese languages. Skydiving B License. Yuri Surbashev SR. SOFTWARE DEVELOPER 10+ years of software development and business development experience. Expert in PHP, PostgreSQL, MySQL, Redis, RabbitMQ, RESTful API, Artificial Neural Networks, development of blockchain related services: Telegram bots, Multi-currency wallets. Database structure design and implementation. Design and development of online ticket-selling system. Sports and business analytics expert. Business communications. FIFA certified TMS Manager. Provided successful support of IT infrastructure for 30+ employees. General Aviation Enthusiast. Ilya Shabanov SR. SOFTWARE DEVELOPER Senior Software Engineer with a demonstrated history of working in the information technology and services industry. Skilled in PHP, JS, NodeJs, React, Vue.js, Laravel, Symphony, Zend Framework, CQRS, Event Sourcing and Payment Gateways for Blockchain architecture. Strong engineering professional with a bachelor focused in Programming Engineering from Vladimir State University. Irina Karpenko SR. SOFTWARE DEVELOPER Irina is a young but very talented frontend developer. Fantastic attention to details and continuous exploration of new technology makes her a valuable asset to PointPay team. Strong advocate for simpler, optimized code structure. Seasoned UX/UI expert, dedicated to ensuring the best possible user experience with websites. Expert in Angular 2+, Typescript, VueJS, D3.js and HTML/CSS. Sergey Kovalev SR. DEVOPS ENGINEER One of the most skilled and dedicated DevOps engineers, passionate in ensuring the highest security level for IT projects and building optimized infrastructure. Sergey is certified by Amazon as Solution Architect and DevOps Engineer specializing in Big Data and Advanced Networking, and is also a seasoned expert in functional and parallel programming. Sergey Vishnyov SR. IOS SOFTWARE DEVELOPER Experienced iOS software developer with a demonstrated history of working in the information technology and services industry. Skilled in iOS, Google Analytics, Android, Cocoa Touch, and Core Data. Strong professional with a High School focused in Faculty of Mathematics from Vitebski Dzjaržauny Universitet imja P.M. Mašerova. Olga Liulko SR. GRAPHIC UX/UI DESIGNER Olga is the lead designer, who enjoys creating attractive and clear design. Her signature work is related to web design and UI/UX design. Being an expert of Adobe Photoshop, Adobe Illustrator and Adobe After Effects, Olga continues improving her knowledge of the said software and learns new technologies. Maria Blyashchuk BUSINESS DEVELOPMENT/HR Maria’s previous experience in investment planning, stock exchange consulting, financial planning and banking makes her a valuable addition to the PointPay team. Her management expertise along with business and financial acumen are critical to effective strategy execution. Alina Ibragimova VP OF CUSTOMER RELATIONS Alina is responsible for managing relationships with assigned clients. Maintaining relationships through effective communication, developing product execution strategies/action plans, and ensuring these strategies are successfully launched. Proficient in B2B and B2C account management, assessing client’s needs, business goals, and opportunities and jointly create and execute a growth plans to align with the overall client business strategy. Partnering with sales and marketing team to cultivate strong partner connectivity and relationship. Collaborates with the Product teams and marketing team to share client feedback and drive for continuous improvements. Konstantyn Poplavsky CONTENT WRITER Content manager and editor. In his work, he relies on intuitive literacy resulting from intensive self-education. He is proficient in marketing and analytical writing. Freelancer with a 9-year experience in ghost-writing and editing services. Candy Zuo CONTENT MANAGER (ASIA) Candy is in charge of content management and communication with our investors from Asian regions in their native dialects. Candy has years of experience in administration and customer support in multiple languages. Liliya Nixon SALES AND MARKETING MANAGER Creative and seasoned sales and marketing specialist, with exceptional written and communication skills, and extensive experience in digital marketing and graphic design. Liliya administers business marketing operations and advertisement campaigns, monitors corporate social media accounts, and engages with prospects to ensure positive online presence. Years of professional experience and attention to detail make her a great asset to PointPay.

Advisors

Jay Derenthal ICO ADVISOR As a leading cryptocurrency and blockchain consultant with extensive business development experience, Jay has helped ICOs and STOs succeed in Europe, North America, and Asia. Jay is a veteran Bitcoin and Ethereum writer with a particular interest in the tokenization of assets into tradable securities. Kevin Kim ICO ADVISOR Kevin is a Canadian-Korean with professional experience in the ICO, finance and technology industry. He has worked with multiple clients looking to expand their business and develop using a data-driven approach. George Dicdiquin ICO ADVISOR As an ICO advisor and a marketing guru, George Dicdiquin has helped many crypto start-ups with their marketing, bounty, and promotions using his experience in content writing, community management, and social media marketing. George also creates reviews and research for upcoming ICO and fintech project in his spare time. Mikael Araújo ICO ADVISOR Mikael is a digital marketing professional whose mission is to help companies promote their products and services. He worked with companies like Sebrae, IEL, Mobills, ICOBox and many others to impute their results. He specializes in digital marketing for blockchain and digital assets market. Mikael contributes as a columnist for Empreendedor.com. Alexander Svyatov ICO ADVISOR Experienced ICO advisor, worked on a variety of projects. Project marketing and promotion specialist. Reputation management expert. Professional interests are in the area of cryptocurrency project promotion. Ilya Polyakov ICO ADVISOR Ilya is an accomplished Project Manager (certified by PMP, PME), member of Project Management Institute (PMI) since 2014. His career started as a developer but due to high responsibility he became a project manager (since 2008). Major part of his projects is correlated with financial services and IT-sphere. Vishal Savaliya ICO ADVISOR Vishal Savaliya is the President & CEO of the Laxmisoft Technologies, and specializes in professional mobile and web design and development for blockchain companies. Served over 200 clients across USA, UK, Canada, Singapore, Australia and UAE. Artyom Zbandut ICO ADVISOR Artyom is an experienced consultant of ICO projects and start-ups that achieved their goals in the terms of crowdfunding and implementation of products. Has been engaged into cryptocurrency trading and analytics for four years. He has large experience in promoting bounty programs through social networks. He has a deep knowledge of computer technology and web development. In his consulting activity he tries to deliver information to clients in an understandable and accessible form.

For more information, please visit:

Website: https://pointpay.io/ Whitepaper: https://cdn.pointpay.io/WhitePaper__en.pdf?cache=1.4 ANN Thread: https://bitcointalk.org/index.php?topic=5146099 Telegram: https://t.me/pointpay_talks Twitter: https://twitter.com/PointPay1 Facebook: https://www.facebook.com/PointPayLtd Medium: https://medium.com/@pointpay LinkedIn: https://www.linkedin.com/company/pointpay/about/ Reddit: https://www.reddit.com/user/PointPay Github: https://github.com/pointpay-technologies/sc YouTube: https://www.youtube.com/channel/UCS-_VDX97myxM5yLPYezH-w Yours sincerely Good luck on the target Thank you Username: Kevinryan Link:https://bitcointalk.org/index.php?action=profile;u=2653700

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